Earn Up To 200,000 Points! Amex Business Gold Card Review

May 28, 2026

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Business Gold Card: Earn Up To 200,000 Membership Rewards Points
EARNING POINTS
CREDITS
NEW BENEFIT!
THE PUNDIT’S MANTRA
Credit Card Offers

While Amex’s ‘coupon book’ like credits often get a bad rap (and rightly so), Amex continues to offer some really amazing welcome bonuses, way ahead of its peers. Once such welcome bonus is currently being offered on the Business Gold card. You can earn a welcome bonus of up to 200,000 Membership Rewards points. Here’s how it works.

Massive: Earn Up To 300,000 Points With The Business Platinum Card

Business Gold Card: Earn Up To 200,000 Membership Rewards Points

With this limited time offer on the Business Gold card, you will earn a welcome bonus of up to 200,000 Membership Rewards points. You’ll earn the bonus once you spend $15,000 in the first 3 months. The annual fee of $375 is not waived. You can also opt for a ‘White Gold’ card with a new design now.

This welcome bonus is variable in nature. Based on the details you enter during the time of the application, Amex will show you the bonus you’re eligible for. You then have the option to accept or reject that offer.

Earn Up To 200,000 Membership Rewards Points With This Offer!

EARNING POINTS

You can earn extra points on select business purchases. You’ll earn 4x points on each dollar you spend on the top 2 categories during each billing cycle. Following are the categories:

Advertising with select media providers in the US (online, TV, radio)
Electronic goods retailers, software and cloud system providers (US only)
Restaurants, including delivery and takeout (US only)
Monthly wireless phone service charges (US only)
Gas Stations (US Only)
Transit purchases (including trains, taxicabs, ride share services, ferries, tolls, parking, buses and subways)

Your bonus points are capped at a maximum of 600,000 Membership Rewards points per calendar year. So, while you can change the categories in which you spend the most, you can only earn the 4x bonus points up to a combined spend of $150,000 per calendar year.

In addition, you’ll earn 3x Membership Rewards points for travel you book via AmexTravel.com (includes flights and prepaid hotels only). On all other purchases, you will earn 1 point for each dollar spent.

CREDITS

Each month, you can earn up to $20 per month in total when you spend in the following categories:

Fedex
Grubhub
Office Supply Stores

If you’re able to max these out each month, you can earn $240 each year in credits.

In addition, you will also get a statement credit on your Walmart+ Membership when you pay each month with your Business Gold Card. You can earn a maximum of $12.95 per month in Walmart+ credits when you set your membership on auto renew each month.

NEW BENEFIT!

This month, American Express added a brand new ChatGPT credit to the Business Gold Card. If you use ChatGPT, then this benefit can go a long way in saving you some money as you can earn up to $300 in credits per calendar year. Refer to these posts below to get all the details about this brand new benefit.

Also Read: Amex Is Adding A New $300 Credit to The Business Gold & Platinum Cards, But There’s A Catch…

New $300 Credit By American Express: Here’s How I Plan On Maximizing It

How Soon Does The New $300 Credit By American Express Post?

THE PUNDIT’S MANTRA

While the annual fee is rather steep, this card may be useful if you’re able to max out the monthly credits on the card. For many, it could be simply by using it for Grubhub or an office supply store purchase. Also, this card is extremely lucrative to rack up a ton of points if your business spends quite heavily on two of the six categories that help you earn up to 600,000 Membership Rewards points each year. For me, the brand new ChatGPT credit is quite handy since I’ve been a ChatGPT user for a few years already.

Earn Up To 200,000 Membership Rewards Points With This Offer!

If you don’t have a qualifying business, then the Amex Gold Card, which is a consumer card, is also offering a limited time welcome bonus offer of 100,000 Membership Rewards points. Amex recently added some new benefits to the card. Here’s a few breakdown of some of the new benefits added.