The American Express Platinum Delta SkyMiles Card is a great card for Delta fans who want benefits, but don’t want a premium card. It has a $250 annual fee (NOT waived the first year) and some nice benefits for Delta flyers.
Don’t confuse this card with the American Express Platinum Card. This card is a mid-tier co-branded Delta card. The Amex Platinum card is a premium charge card that earns flexible Amex Membership Rewards points.
The earning structure for the Delta Platinum Card changed on January 30, 2020. This card earns 3x SkyMiles on Delta purchases and hotels. Plus, you will earn 2x SkyMiles at Grocery Stores stateside and Restaurants worldwide. All other purchases will still earn one SkyMile per dollar.
This card has a sign-up bonus worth 35,000 SkyMiles and 5,000 MQMs. It can be earned after spending $2,000 in the first three months.
Miles Boost / Status Boost
What separates the Delta Platinum Card from its “little siblings” is the chance to earn bonus miles. The Delta Platinum Card has access to Miles Boost, which lets you earn more points after spending $25,000. To be exact, you will earn 10,000 SkyMiles and 10,000 Medallion Qualification Miles (MQMs) after spending $25,000. You can repeat this twice per calendar year for a total of 20,000 SkyMiles and 20,000 MQMs for $50,000.
I would not spend more than $25,000 on the Delta Platinum Card because you can put it on other cards. You will prevent yourself from hitting sign-up bonuses, earning more valuable points and miles, and taking opportunities.
The Delta Platinum Card gives you a few ways to redeem your SkyMiles.
The most obvious way to redeem Delta SkyMiles is for airfare. Miles can go a long way for airfare, but you need to do some research to get maximum value. This is because Delta does not have a rewards chart posted online.
Miles + Cash is a great option if you don’t have many miles or if you’re short a few miles for a certain redemption. Many co-branded cards have this option and it’s nice to see Delta have it too.
Delta also offers vacation packages that can be purchases with miles. This is nice for those who don’t want to do much research and planning for their next vacation. It’s also great for last-minute trips.
You can also use SkyMiles to upgrade your seat. Gift cards and donations to charity are two other options for redemption.
As a co-branded airline card, the Delta Platinum Card’s value lies in its perks. Most, if not all, of the $250 annual fee could be justified here.
Annual Companion Certificate
This is the biggest benefit offered with the Delta Platinum Card. You will receive one complimentary Companion Certificate for a round-trip ticket in main class every time you pay your annual fee. The certificate gives you the opportunity to fly someone else with you for free. It could be worth hundreds of dollars, depending on the flight and when you book your ticket.
The caveat is that you can only redeem the certificate at Delta.com. You cannot redeem it via phone reservation or any other way. It will appear on your Delta.com account upon paying your annual fee.
Free Checked Bags
Delta lets cardholders and up to eight other people in the same reservation check their first bags for free on any round trip flight. This perk can be worth around $60 per person if your bag complies. It can be very useful if you’re traveling with a family or a large group of people.
Discounted Delta SkyClub Rates
Delta Platinum cardholders can pay a reduced fee of $39 to gain access to the Delta SkyClub. All you need is your Delta Card, a ticket for the same day, and the money. SkyClub access is complimentary for Amex Platinum and Delta Reserve cardholders, making this perk is redundant if you have either of those cards.
Cardholders can also board their flights early. This is awesome because you can avoid the traffic from the general public when boarding. Fewer people also makes it easier for you to find your seat and you get first choice of overhead storage bin space.
20% Discount on In-Flight Purchases
Receive 20% off in-flight purchases when you use your Delta card. This is nice for in-flight meals, entertainment, or other incidentals.
Trip Delay Insurance
Cardholders may take advantage of Amex’s Trip Delay Insurance as of January 1, 2020. You can be reimbursed up to $300 if your flight gets delayed at least six hours. One use of any of this insurance can justify the card’s annual fee.
No Foreign Transaction Fees
You can save 2.7% on all your international purchases because there are no pesky foreign exchange fees.
Rules & Regulations
The Delta Platinum card is subject to Amex’s card application rules. This include the Once Per Lifetime Rule, which states that you can only receive a sign-up bonus on any card once ever. Therefore, you should apply for this card when the sign-up bonus is as high as possible.
What if the Delta Platinum Card is not right for you? Check out the following cards for other options:
American Express Gold Delta SkyMiles Card
The Amex Delta Gold SkyMiles Card is a stripped-down version of the Delta Platinum Card. Both cards have the same earning structure, but the Delta Platinum Card has more perks. Plus, the Delta Gold Card has a $99 annual fee which is waived the first year.
This card has all the perks the Platinum Card has except for the Annual Companion Certificate. That certificate could justify the Platinum Card’s higher annual fee for some people. But the Gold Card is the better option for those who don’t find the certificate valuable.
This card has a sign-up bonus worth 30,000 SkyMiles. You can earn it after spending $1,000 in the first 3 months.
American Express Delta Reserve Card
This card is like the Platinum Card, but it has more enhanced benefits and earning opportunities. The Delta Reserve has a $550 annual fee (NOT waived the first year). But there are more ways to justify that fee.
The Reserve Card has two more benefits than the Platinum Card: Delta Concierge and free SkyLounge access. It also has a bigger version of the Miles Boost program. You can earn 15,000 SkyMiles and 15,000 MQMs for spending $30,000 per calendar year. This can be done twice per calendar year like with the Platinum Card. However, I don’t recommend partaking in the program for the same reasons.
The Reserve Card has a limited-time sign-up bonus worth 40,000 SkyMiles and 10,000 MQMs. You can earn this bonus after spending a whopping $5,000 within the first three months.
The American Express Platinum Delta SkyMiles Card is a nice card for Delta loyalists who want more from their Delta card. Its value lies in its free checked bags perk and the Annual Companion Certificate.
However, the annual fee increased to $250 on January 30, 2020. This increase coupled with the fee increase for Delta SkyClubs could be enough to dissuade prospective cardholders. Furthermore, the increases could be significant enough to make current cardholders reconsider keeping their card for another year.
Apply Today: American Express Delta Platinum SkyMiles Card