The American Express Gold Delta SkyMiles Card is a good card for Delta fans who don’t want to break the bank. It has a $99 annual fee (waived the first year) and some nice benefits for casual Delta flyers.

Don’t confuse this card with the regular American Express Gold Card as this card is co-branded with Delta. The American Express Gold Card is a mid-tier charge card that earns flexible Amex Membership Rewards points.



The earning structure of the Delta Gold Card changed on January 30, 2020. The card earns 2x SkyMiles at Grocery Stores stateside and Restaurants worldwide. All Delta purchases will earn just one SkyMile per dollar. I do not recommend putting any spend on this card after earning the sign-up bonus.

This card has a sign-up bonus worth 30,000 SkyMiles. It can be earned after spending $1,000 in the first three months.



The Delta Gold Card gives you a few ways to redeem your SkyMiles:

The most obvious way to redeem Delta SkyMiles is for airfare. Miles can go a long way for airfare, but you need to do some research to get maximum value. This is because Delta does not have a rewards chart posted online.

Miles + Cash is a great option if you don’t have many miles or if you’re short a few miles for a certain redemption. Many co-branded cards have this option and its nice to see Delta have it too.

Delta also offers vacation packages that can be purchases with miles. This is nice for those who don’t want to do much research and planning for their next vacation. It’s also great for last-minute trips.

You can also use SkyMiles to upgrade your seat or even get membership to the Delta SkyClub. Gift cards and donations to charity are two other options for redemption.



As a co-branded airline card, the Delta Gold Card’s value lies in its perks. Most, if not all, of the $99 annual fee could be justified here.

Free Checked Bags

Delta lets cardholders and up to eight other people in the same reservation check their first bags for free on any round-trip flight. This perk can be worth around $50 per person if your bag complies. It can be very useful if you’re traveling with a family or a large group of people.

Priority Boarding

Cardholders can also board their flights early. This is awesome because you can avoid the traffic from the general public when boarding. Fewer people also makes it easier for you to find your seat and you get first choice of overhead storage bin space.

20% Discount on In-Flight Purchases

Receive 20% off in-flight purchases when you use your Delta card. This is nice for in-flight meals, entertainment, or other incidentals.

No Foreign Transaction Fees

You can save 2.7% on all your international purchases because there are no pesky foreign exchange fees.

$100 Delta Flight Credit

You can earn a $100 flight credit after spending $10,000 in a calendar year. While having this opportunity is nice, I do not suggest going for it because you can get much more than $100 in value by spending on other cards.


Rules & Regulations

This card is subject to Amex’s Once Per Lifetime Rule, which states that you can only receive a sign-up bonus on any card once ever. Therefore, you should apply for this card when the sign-up bonus is as high as possible.


Similar Cards

What if the Delta Gold Card is not right for you? Check out the following cards for other options:

American Express Blue Delta SkyMiles Card

This card is the no annual fee version of the Delta Gold Card. Both cards have similar earning structures and perks. But there are two main differences between the cards. The first is that the Blue Card has a second 2x bonus category in restaurants stateside. The second is that the Blue Card does not have any free checked bags whereas the Gold Card does.

The Delta Blue Card has a sign-up bonus worth 10,000 SkyMiles. This bonus can be earned after spending just $500 in the first 3 months.

Simply put, the Delta Gold Card is the better long-term keeper card for casual Delta flyers. This is especially true if you travel often and/or with a lot of people and want free bags.

American Express Platinum Delta SkyMiles Card

The Delta Gold Card’s “big sibling” has everything that the Gold Card and then some. Both cards have the same earning structure, but the Delta Platinum Card has more perks. The Delta Platinum Card also has a $250 annual fee which is NOT waived the first year.

This card gives you one Annual Companion Certificate each year. The certificate lets another person fly for free in any domestic flight. You will receive another certificate each time you pay the card’s annual fee.

The Delta Platinum Card also has a built in spend incentive. You will receive a bonus of 10,000 Medallion Qualification Miles (MQMs) and 10,000 SkyMiles each time you spend a total of $25,000 on the card.

This card also comes with a sign-up bonus worth 35,000 SkyMiles and 5,000 MQMs. It can be earned after spending $2,000 in the first three months.


Final Draw

The American Express Gold Delta SkyMiles Card is a nice card for casual Delta flyers who don’t want to break the bank. Its value lies in its free checked bags perk that can be used up to nine times on a single flight. The card also has other perks that could enhance your Delta experience.

Earning is the card’s true weakness as there are no non-Delta bonus categories until January 2020. But the Gold Card has the better sign-up bonus with a minimum spend that’s not too hard to hit.


Apply Today: American Express Delta Gold Card