150,000 bonus points, new benefit: Business Platinum Card Review

• $200 Airline Fee Credit (per calendar year): You can get the airline fee credit worth $200 right away after you’re approved. Then get another $200 once 2026 begins. That’s already $400 in value for a card that charges a $695 annual fee. This post details how I’ve used my airline fee credit benefit for 2025.
• $200 Dell credit ($100 credit each between Jan-June and July-Dec each year): Amex splits the Dell.com credit mid way through the year. So you can get a $200 credit now and then get another $200 between July and December of 2025. Even if you decide to cancel the card, you can still get another $200 in January 2026 even if you decide not to renew the card. That’s a total value worth $600 in Dell.com purchases.
• $360 Indeed Credit: The Business Platinum Card offers an Indeed.com credit that’s split quarterly with a credit of $90 per quarter. Between now and Jan 2026, you can use this $90 credit five times, adding up to $450 in value.
• $120 TSA Pre-check/Global Entry Credit
• $120 Telephone Bill credit: With the Business Platinum Card, you’ll get a $10 statement credit when you charge your wireless telephone bill from a qualifying carrier each month. If you charge your bill each month, you can get up to $120 in credits. Moreover, you’ll get cell phone protection insurance when you simply use your card to pay your phone bill.
• $199 Clear Plus Credit
• $200 Hilton Credit: Amex added this benefit last month. Here’s a guide that I recently published on how you can maximize this new benefit and earn $200 in credit annually.

Bonus Points

With the Business Platinum card, one of my favorite benefits still is the 35% points rebate. You can earn the points rebate when you book any flight with the airline of your choice (the same US based airline which you selected for the airline fee credit benefit) or for any qualifying business or first class ticket when you use the Pay with Points feature on Amextravel.com.

• 35% Bonus on Pay with Points with your airline of choice
• 5x points on flights and prepaid hotels hotels booked via Amextravel.com
• 1.5x points per dollar spent on purchases above $5,000

Benefits and Perks

In addition to credits and benefits, you’ll enjoy lounge access and complimentary elite status with Marriott and Hilton.

• Centurion Lounge Access, Priority Pass Select Membership and access to Delta SkyClubs
• Fine Hotels and Resorts Program
• Complimentary Hilton Honors Gold Elite Status
• Complimentary Marriott Bonvoy Gold Elite Status
• Deals and discounts via the International Airline Program
• Car Rental elite status and discounts with Avis, National, Hertz

Insurance and Protections

• Return Protection
• Trip Cancellation & Interruption Insurance
• Trip Delay Insurance
• Baggage Insurance Plan
• Car Rental Loss & Damage Insurance
• Extended Warranty
• Purchase Protection