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Earlier this week, I wrote about how I’m able to extract $1,500 in value from the Amex Platinum card. While the card carries a $695 annual fee, you can get enough value if you maximize the benefits and track them carefully. However, Amex has structured the benefits like a maze. When banks partner with brands, I don’t recommend jumping hoops and switching brands if you’re drastically altering your buyer behavior.

In this case, I found an additional benefit for a booking that I was going to make anyway.

Amex Platinum Card: Fine Hotels and Resorts Credit

With the Amex Platinum Card, each calendar year, you get a $200 credit for hotel bookings you make via Fine Hotels and Resorts or the Gold Hotel Collection. In this case, I was looking to book a 4 night stay for a trip to Langkawi, Malaysia. I logged into my Amex account and was pleasantly surprised.

amex platinum card

An additional $275? Sure, I’ll take it.

So what’s so great about this offer? Well, firstly, the property is fantastic, as we found out during out stay in Langkawi.


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Langkawi looking serene on a clear day

Secondly, the $275 credit is in addition to the $100 credit that you already get for Fine Hotels and Resorts bookings. Moreover, your purchase will also qualify for the $200 hotel credit that the card offers each calendar year. Overall, an amazing win-win!

amex platinum card

We had some unexpected visitors, everyday. The resort is located in the middle of a rainforest, so you’ll see plenty of monkeys everywhere

If this case, you will need to book a stay that lasts a minimum of four nights and you must complete your stay by December 20, 2024.

Receive a US$275 property credit when booking a stay of at least 4 nights at The Ritz-Carlton, Langkawi. To take advantage of this offer, book from 08FEB24 through 16DEC24 for hotel stays from 08FEB24 and completed by 20DEC24. In addition, enjoy these valuable benefits with each Fine Hotels + Resorts® booking: 12pm check-in, when available, Room upgrade upon arrival, when available (certain room categories are not eligible for upgrade), Daily breakfast for two people, Complimentary Wi-Fi, Guaranteed 4pm late checkout, and US$100 Food and beverage credit to be used during your stay

amex platinum card

The views from our room were stunning

The Pundit’s Mantra

In addition to a great stay, I was able to extract great value from my Amex Platinum card. While I don’t use some of the other credits on the card, the FHR benefit, automatic Hilton Gold status and Centurion lounge access still give me enough value to recoup most of the annual fee. Any additional bonuses that I get from referrals are the icing on the cake.

When Amex made changes to the Amex Platinum card, I was largely disappointed with the changes. Earlier, with a $450 annual fee, it had a great value proposition. Currently, the card still has great benefits, but it may not work for everyone. Also, I don’t advocate that you jump hoops and change your buyer behavior drastically just to get some value out of some of the credits on offer.

Which is your favorite benefit on the Amex Platinum Card? Tell us in the comments section.


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