Disclosure: The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, legal, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.


In my opinion, the Blue Business Plus card is a highly underrated card. The Blue Business Plus card was my first business credit card from American Express. I got approved for it back in 2018 and have carried the card in my wallet ever since.

Over the last few years, we’ve seen American Express increase fees on many of their cards. In a lot of cases, these increases have been upwards of 30%. The fees can really add up if you carry multiple credit cards in your wallet. Unlike some of Amex’s other card offerings, the Blue Business Plus card charges no annual fee.


Currently, you can earn a welcome bonus of 15,000 Membership Rewards points on the Blue Business Plus card. You’ll earn this welcome bonus after you spend $3,000 in the first 3 months of card membership.

Click here for the 15,000 points + 0% APR Offer

Moreover, you’ll also enjoy a promotional 0% APR for the first 12 months of card membership.

Up to 100,000 Membership Rewards Points

For a card that charges no annual fee, you can earn 2x Membership Rewards points on each dollar spent. However, Amex caps this at a maximum of $50,000 per calendar year. If you put monthly expenses on this card, you can earn an additional 100,000 Membership Rewards points in each calendar year if you spend $4,166 per month. Also, all of these points earned can be transferred to Amex’s amazing transfer partners. You’ll earn 1 Membership Rewards point for each dollar spent on all other spend.

Usually, American Express offers 10,000 Membership Rewards points as the standard sign-up bonus for this card. You’ll often find these links publicly available or via refer-a-friend links. Before we look at this offer, please note that this card is a business credit card. Also, Amex’s other restrictions like the once-in-a-lifetime rule also may apply.

You may not be eligible to receive the welcome offer, intro APRs, and intro plan fees if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive the welcome offer, intro APRs, and intro plan fees based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for the welcome offer, intro APRs, and intro plan fees we will notify you prior to processing your application so you have the option to withdraw your application.


This card can provide great value if you’re simply looking to get a starter card for your business. Moreover, you can use this card to keep your Membership Rewards points active and pay no annual fee. Since American Express pools all the Membership Rewards points together into a single account, you don’t need to worry about losing your points in case you happen to close your other cards that carry a hefty annual fee.

Click Here for the 15,000 points + 0% APR Offer



Earn 90,000 Ultimate Rewards points for no annual fee OR Earn 100,000 Ultimate Rewards points with Chase for a card that only charges an annual fee of $95.



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