The Chase World of Hyatt credit card is one of the best in the industry for hotel dwellers. It has a $95 annual fee (NOT waived the first year), but there are a plethora of perks and earning opportunities that come with it. This post presents 10 Reasons why you should get the Chase World of Hyatt Credit Card.


1) Complimentary Hyatt Discoverist Status

Hyatt Discoverist Status is the chain’s lowest earned level of status. But that does not make it terrible. Discoverist Status comes with a plethora of perks that could help justify the World of Hyatt credit card’s annual fee. These perks include:

  • Bonus Points
  • Elite Reservation Line
  • Late Checkout (2 PM local time)
  • Premium Internet Access

Furthermore, you will maintain Discoverist Status for as long as you have the World of Hyatt credit card.


2) Room Upgrades

Hyatt Discoverist Status also provides complimentary room upgrades within the type of room that you booked. For example, if you book a regular room with double queen beds, you will be upgraded to the same type of room but in a better location in the hotel. This could be on a higher floor, closer to an elevator, or closer to an exit if you choose.

These room upgrades are nice for many customers. However, you cannot upgrade to a suite unless you have booked a suite. Suite upgrades for those who have not booked a suite are reserved for Hyatt Globalists.


3) Annual Free Night

This perk is one of the main reasons why travelers love the World of Hyatt credit card. It’s the easiest way to justify the card’s annual fee if you do not use any of its other benefits. This is also true if you decide not to put any expenses on the card.

The World of Hyatt credit card comes with one free night for a Category 1-4 room every year. That’s like paying $95 per year for a room that could normally cost hundreds of dollars per night.

Conversely, the Amex Hilton Surpass Card (the Hyatt credit card’s closest competitor) does not come with a free night. But both cards have $95 annual fees and similar perks.


4) Large Sign-Up Bonus

The World of Hyatt credit card is currently offering a sign-up bonus that’s worth up to 50,000 points. But the points come in two different parts:

You can earn 25,000 points for a minimum spend of $3,000 within the first three months for Part I. Similarly, Part II is a repeat of Part I. You can earn another 25,000 points for another $3,000 in spend. But you have six months to spend all $6,000 for both parts.

In essence, you can earn up to 50,000 valuable Hyatt points for $6,000 in total spend within the first six months of having the card.


5) Huge Earning Opportunities at Hyatt Hotels

Another perk of Hyatt Discoverist status is increased earning opportunities at Hyatt hotels. In total, you can earn up to 9.5x Hyatt points per dollar at Hyatt hotels. This is broken down as follows:

  • 5x Base Points per dollar for being a World of Hyatt member
  • A 10% points bonus (0.5x more) for having Discoverist Status
  • 4x Bonus Points per dollar for having the World of Hyatt credit card

That’s a total of 9.5x points for Hyatt hotels.


6) Lots of 2x Bonus Categories

Unlike some competing hotel cards, the huge earning opportunities do not end at Hyatt hotels. The World of Hyatt credit card also earns 2x points per dollar for Car Rentals, Airfare (booked directly with the airline), Dining, and Gym Memberships.

The first three categories are great for all sorts of travelers. They help to earn bonus points on some of the most common travel expenses aside from hotels. However, the anomalous category is Gym Memberships. Your mileage may vary with this category because not everyone has a gym membership. But it could help you earn some extra points every month if you do have one.

All non-bonus spend also earns one point per dollar.


7) Elite Night Credits

You will receive five qualifying night credits toward your next level of status each year you have the card. You will also earn two qualifying night credits towards your next level status for every $5,000 spent on the card. This is fantastic, especially for Hyatt loyalists who want to earn Explorist or Globalist status, which give you more perks and points.


8) Alternative to Chase Ultimate Rewards Cards

The World of Hyatt credit card is an excellent alternative for travelers who do not like Chase’s partners, except for Hyatt. There is a plethora of travelers who would rather earn American Express Membership Rewards (MR) points or Citi Thank You (TY) points for airfare. However, neither Amex nor Citi has a decent hotel partner. The World of Hyatt Card can easily fill that void, especially if you are loyal to Hyatt.


9) It’s Hyatt’s Only Co-Branded Credit Card

Marriott and Hilton have multiple co-branded cards for different travelers. However, Hyatt only has one, removing the allusion of choice and consumer anxiety. That means that if you want a Hyatt credit card, this is your only option.


10) It’s A Visa Signature

Credit card networks are not often mentioned when discussing points, miles, and travel hacking. But having a Visa or MasterCard with you is huge if you are traveling internationally. That’s because there are many countries that do not accept American Express or Discover.

Fortunately, the Chase World of Hyatt credit card is a Visa Signature. That means you will have excellent worldwide acceptance and access to some extra perks from Visa. Furthermore, the World of Hyatt Card has no foreign transaction fees for international purchases. This will save you 3% on everything you purchase outside of the United States.


Final Draw

The Chase World of Hyatt credit card is an excellent option for hotel dwellers, Hyatt loyalists, and travelers in general. This post discussed 10 reasons why you should get the Chase World of Hyatt credit card. Many of them discuss the card’s excellent perks, earning opportunities, and some intangibles that make this card so awesome.