Currently, Chase is offering elevated welcome bonuses on their co-branded United credit cards. You can get these offers on the personal and business versions of these cards as well. Chase 5/24 rule does apply to these cards.
The United Gateway Card
With this offer, you’ll earn a welcome bonus of 20,000 United MileagePlus miles after you spend $1,000 in the first 3 months.
United Explorer Card
You’ll earn a welcome bonus of 65,000 bonus MileagePlus miles. This bonus is broken down into two tiers. You’ll earn a welcome bonus of 40,000 miles after you spend $2,000 in the first 3 months. You’ll earn an additional 25,000 miles after you spend a total of $10,000 in the first 6 months. Overall, you’ll earn a minimum of 75,000 MileagePlus miles after you meet minimum spend. This card also charges no annual fee for the first year.
United Club Infinite Card
Compared to the United Explorer Card, the welcome bonus on the United Club Infinite Card is much higher and easier to get. However, this card charges an annual fee of $525. You’ll earn a welcome bonus of 75,000 bonus miles after you spend $3,000 in the first 3 months.
United Business Card
Similar to the United Explorer Card, the United Business card also charges no annual fee for the first year. With this offer, you’ll earn a welcome bonus of 75,000 miles after you spend $3,000 in the first three months.
United Club Business Card
Similar to the personal version, this card is an excellent option if you’re looking for access to United lounges. However, this card charges an annual fee of $450. With this offer, you’ll earn a welcome bonus of 50,000 MileagePlus miles after you spend $3,000 in the first 3 months.
Which card should you get?
So which card should you get? Firstly, consider which card you may be eligible for due to Chase’s restrictions. For instance, if you’re over 5/24, Chase won’t approve you for any of the cards. Secondly, consider the main reason for getting a co-branded United card. If you’re looking primarily for lounge access, then the United Club Infinite Card is the card that you should get. If you’re looking to earn miles on everyday purchases then you should go for the United Explorer Card or the United Business Card.
The Pundit’s Mantra
If you hold any of the United co-branded credit cards, you automatically get expanded access to award seat availability while booking an award flight on United.com. Moreover, if you hold any co-banded United consumer card and the United Business card, you’ll also earn a ‘better together’ bonus of 5,000 miles each year.
Which co-branded United credit card do you intend to get? Tell us in the comments section.
The American Express Gold Card is currently offering a welcome bonus of 60,000 Membership Rewards points. You’ll earn a welcome bonus of 60,000 Membership Rewards points after you spend $4,000 in the first 6 months after you’re approved for the card.
Moreover, the card offers lucrative bonus earning categories, benefits and credits.
- 4x points on dining (including takeout and delivery) and grocery spend
- 3x points on flights
- $120 dining credit annually
- $120 Uber Eats/Uber credit annually
- No foreign transaction fees
Please note that American Express may not approve you for the welcome bonus on this card if you currently have the card or have had the card in the past and received a welcome bonus for the same. This may also include any upgrade or downgrade offers that you may have signed up for.