Of late, Amex hasn’t given me much to rejoice. Over the last couple of years, Amex has been slowly but surely adding monthly, quarterly or annual credits to many of their premium credit cards. On the other hand, Amex has been offering some eye popping welcome bonuses. Depending on your style of travel, you need decide whether these cards are keepers in the long term. At the end of 2023, Amex also ‘revamped’ the Hilton Business card. As expected, Amex added new benefits and of course, increased the annual fee. However, the card is now out with an amazing welcome bonus offer. So how does the new Hilton Honors Business Card stack up? Let’s have a look.
Hilton Honors Business Card Review
Welcome Bonus
The Hilton Honors Business Card carries an annual fee of $195. With this limited time offer, you can earn 130,000 Hilton Honors points once you spend $8,000 in the first 6 months. This offer expires on July 29, 2026. Moreover, with this offer, you’ll not pay any annual fee for the first year, effectively saving you $195 right out of the gate.
Click Here For The 130,000 Points + $0 Intro Annual Fee Offer
Earning Hilton Honors points
Here’s how the points earning structure looks for this card:
- You’ll earn 12x Hilton Honors points for each dollar spent on hotels in the Hilton portfolio
- 5x Hilton Honors points on all other purchases (capped at $100,000 in purchases per calendar year)
If you plan to use the card for everyday business purchases anyway, then this simplified structure may still work out for you.
Elite Benefits
Similar to the Hilton Surpass card, you’ll enjoy complimentary Hilton Honors Gold status. You’ll enjoy the following benefits:
- Complimentary WiFi
- 80% Bonus points earning on stays
- 5th night free on award stays using points
- Free breakfast at all properties in the Hilton portfolio outside the US (breakfast credits in the US)
- Space available room upgrades
If you spend $40,000 in a calendar year, you will be upgraded to top tier Diamond status. However, if you plan to get Hilton Diamond status, you can simply opt for the Hilton Aspire card. You get Hilton Honors Diamond status simply for carrying the card in your wallet. Moreover, the Hilton Aspire card is currently running a limited time welcome bonus offer os 175,000 Hilton Honors points and one free night certificate.
| Credit Card | Welcome Bonus Offer | Application Link | Complimentary Elite Status |
| Hilton Honors Card | 100,000 points + $100 | Apply Now | Silver |
| Hilton Surpass Card | 130,000 points +$0 Intro Annual Fee | Apply Now | Gold |
| Hilton Aspire Card | 175,000 points + 1 free night | Apply Now | Diamond |
| Hilton Business Card | 130,000 points +$0 Intro Annual Fee | Apply Now | Gold |
$240 Hilton Credit
Similar to credit on the Hilton Surpass card, you’ll earn $60 in credits each quarter when you spend at a property in the Hilton portfolio. Unlike the resort credit on the Hilton Aspire card, this credit is much easier to use as it works for any purchase with Hilton. You’ll earn the following credits each calendar year:
- $60 from Jan 1 to March 31
- $60 from Apr 1 to Jun 30
- $60 from Jul 1 Sep 30
- $60 from Oct 1 to Dec 31
Car Rental Elite Status
If you rent cars often, then this benefit may be very useful for you. You’ll now earn complimentary Emerald Club Executive Status with National Car Rental, giving you access to better cars in their fleet. You need to enroll in order to activate this benefit.
Other Benefits
You’ll also enjoy some of Amex’s valuable benefits like purchase protection, extended warranty, car rental and damage insurance and baggage insurance simply for keeping your account active and by paying for qualifying purchases. While these may seem trivial, they can go a long way in saving you money when things go awry.
The Pundit’s Mantra
Overall, this card still makes sense for people who like to enjoy a flat and simple points earning structure for Hilton points. If you stay at a Hilton property every now and then, the $240 credit can be a great benefit. In my opinion, complimentary Hilton Gold status still provides great value as you get complimentary breakfast at all properties outside the US. Moreover, you also earn a free night when you book a 4 night stay with Hilton while redeeming points.
Since I primarily book stays with Hilton, I’ve been carrying the Hilton Aspire card in my wallet ever since it was launched. However, 130,000 points and $0 intro fee can go a long way in making the case in the first year for the Hilton Business Card.
Which is your favorite Hilton credit card? Tell us in the comments section.
Apply Now For The 130,000 Points + $0 Intro Annual Fee Offer
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Credit Card Offers
American Express Business Credit Cards
- Earn up to 300,000 Membership Rewards points with the Business Platinum Card
- Earn up to 200,000 Membership Rewards points with the Business Gold Card by American Express
Chase Sapphire Cards
- 75,000 Chase Ultimate Rewards points up for grabs with the Chase Sapphire Preferred Card!
- Earn 125,000 bonus points with the Chase Sapphire Reserve Card
- Earn 150,000 bonus points with the Chase Sapphire Reserve Card for Business Card
- Chase Ink Business Preferred Card offering a limited time welcome bonus of 100,000 points
Hilton Honors
- Pay No Annual Fee, Earn 100,000 points & $100 with the Hilton Honors American Express Card
- Earn 130,000 points & Pay No Annual Fee For the First Year with the Hilton Surpass Card
- Earn 175,000 points and 1 free night with the Hilton Aspire Card
- Hilton Business Card: Earn 130,000 points, pay $0 in annual fee for the first year!
