The blogosphere lit up over the last couple of days due to the two Amex Platinum Card offers that are still currently running. Yesterday, in this post, I wrote about how you could apply for these offers and the eligibility criteria for each one of them. I wasn’t quite looking to apply for the offer since I thought that I’d not be eligible, but then a few things happened which led me in a different direction.

Applying for the 100k points Amex Platinum Offer

Firstly, I logged into my account and saw that Amex had targeted me for a Platinum Card offer. Wait, but it wasn’t the 100k or the 125k offer. It was a measly 25k offer to upgrade from my Gold card to the Platinum card. I last had the Platinum card back in 2014. I thought that I should give it a shot and try applying for the 100k offer instead.


100k amex platinum offer

Upgrade offer showed up under pre-qualified offers


Secondly, I came across this post yesterday from the Frequent Miler which made me think a little more in depth about going for the 100k offer. This part in Frequent Miler’s post led me to believe that it was worth trying.

It’s generally believed that Amex “forgets” that you’ve had a card about 7 years after you cancel it.  My Platinum card was cancelled just over 5 years ago and my wife’s was cancelled just over 6 years ago.  Since these cancellations were less than 7 years old, neither of us were necessarily qualified to get the new card and bonus.  That said, I’ve heard reports in the past (including my own experience with a couple of other cards) where people have received welcome bonuses despite having had the same card more recently than 7 years ago.

Next, I decided to give it a shot.  Yes, I’ve definitely had the card before, but it’s been a while.  Maybe they would approve me?  Yep!

I then found a link to the 100k + 10x offer and started entering all my details.

100k amex platinum offer

Offer showed up after a few attempts

100k amex platinum offer

Will I be approved?

Next I hit the submit button and then waited for the suspense to unfold.

100k amex platinum offer

I hit a brick wall, big time


100k amex platinum offer

Returned home empty handed 🙁

The Pundit’s Mantra

This whole saga only further emphasizes the YMMV nature of our hobby. While my application didn’t quite work out the way I intended, I hope it serves as a data point for those who are sitting on the fence and wondering about their eligibility. May be I’ll just have to settle for the measly 25k upgrade offer for now or just wait for the 7 year clock to tick. The moral of the story is that you won’t really know your eligibility unless you try applying and see for yourself.

Did you apply for the 100k or 125k Amex Platinum card offer? If yes, what was your application experience like? Tell us in the comments section.


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Disclosure: The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.