Disclosure: The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, legal, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.

 

As 2023 was winding down, I wrote about some of the amazing limited time offers that Chase was running on some of their business credit cards. You could earn 90,000 points or $900 cash back on the Chase Ink Unlimited and the Chase Ink Cash. Chase was also running a welcome bonus offer of 100,000 Ultimate Rewards points on the Ink Business Preferred card. While Chase has done away with the limited time offers on the Ink Business and Ink Cash cards, the 100,000 points offer on the Ink Business Preferred card is still available! Chase still hasn’t provided any official end date for the offer yet, so it can be pulled at any time.

100,000 CHASE ULTIMATE REWARDS POINTS WITH LOWER SPEND

ultimate rewards

100,000 chase ultimate rewards

Transfer your points to Hyatt and stay at the wonderful Hyatt Regency Phuket, Thailand

I’m a strong proponent of signing-up for and keeping credit cards beyond just attaining the sign-up bonus. The Ink Business Preferred Credit Card by Chase ticks both those boxes. In addition to the 100,000 point sign-bonus, the card has valuable spending categories, helping you rack up thousands of Ultimate Rewards points very quickly.

CLICK HERE FOR THE 100,000 POINTS OFFER

With the Ink Business Preferred Credit Card by Chase, you’ll earn 3 Ultimate Rewards points per dollar spent in the following categories:

  • Travel
  • Shipping
  • Internet, Cable and Phone services
  • Advertising purchases made with social media sites and search engines
100,000 chase ultimate rewards

Transfer points to Marriott and book a suite at the St. Regis Mumbai, India

When you’re not traveling, it’s easy to rack up points by putting your monthly cable, phone and internet bill on this card. If your monthly bill in this category is around $200, you can earn a total of 7,200 Ultimate Rewards points each year just by putting your monthly bill on this card.

REDEEMING ULTIMATE REWARDS POINTS WITH THE INK BUSINESS PREFERRED CARD

100,000 chase ultimate rewards

Fly to Singapore by transferring points to Singapore Airlines at a 1:1 ratio

Here’s where you have a couple of lucrative options. You can redeem Chase Ultimate Rewards points on the Ink card by simply redeeming them for 1.25 cents a piece. You can do so by purchasing travel from Chase’s portal. For example, if you buy through Chase’s portal, a $125 airline ticket will cost you 10,000 Ultimate Rewards points.

If you redeem your entire sign-up bonus of 100,000 points on the Chase portal, you’ll get $1,250 in travel.

Even better, you can transfer Chase’s points to their travel partners at a 1:1 ratio. I’ve redeemed my Ultimate Rewards points for some really memorable stays by transferring them to the World of Hyatt program.

Airline Partners

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue/ Air France KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Emirates Skywards
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

Hotel Partners

  • IHG Rewards Club
  • Marriott Bonvoy
  • World of Hyatt

OTHER IMPORTANT BENEFITS

The card offers other valuable benefits like purchase protection, extended warranty protection, car rental insurance, roadside assistance and trip delay/trip cancellation insurance. These ancillary benefits can be extremely valuable.

CHASE 5/24 RULE

Please note that this card is subject to Chase’s 5/24 rule. Chase will not approve you for a card if you’ve been approved for five or more consumer credit cards from any issuer in the last 24 months. However, this is a business credit card. Once you’re approved, it will appear on your business credit report and will not take up a 5/24 slot. Based on recent data points, Chase seems have relaxed the 5/24 rule and many people have reported that they were approved in spite of being over 5/24.

ANNUAL FEE

The annual fee for this card is $95. By putting your cable, internet and phone bill monthly and earning 3x, you can easily recoup the entire annual fee given the amount of points you’ll earn.

BUSINESS CREDIT CARDS

You need not have a full fledged business in order to get this card. If you have any consulting gig or run a part time business on the side, you can apply as a sole proprietor. Before you apply, please ensure that you enter all the details truthfully and correctly on your credit card application.

THE PUNDIT’S MANTRA

If you’re looking to play the miles and points game long term, then this is a fantastic card. It offers you earn a hefty sign-up bonus of 100,000 Ultimate Rewards points. I’ve redeemed Chase points for great value by transferring them to Chase’s travel partners. Some of my favorite redemptions include transferring to World of Hyatt and redeeming for their all-inclusive resorts and transferring to Singapore airlines in order to fly business class to India and around Asia.

Apply Now FOR THE 100,000 POINTS OFFER

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