The American Express Platinum Card should be a staple in the wallet of any frequent flyer. With lounge access, the Membership Rewards program, travel credits, and the Fine Hotels and Resorts program, the annual fee pays for itself if the card is used correctly. I decided to book a hotel through the Fine Hotels and Resorts program to see just how beneficial this benefit is to the average traveler. At an attractive rate and offering amazing benefits during my stay, the Fine Hotels and Resorts program is a fantastic benefit. Here’s my full experience.