Yesterday, many blogs reported that limited Chase Sapphire welcome bonuses were coming to an end. However, these bonuses are still available by using Chase’s refer-a-friend links. If you’re eligible, then you can get the 75,000 points bonus on the Chase Sapphire Preferred or Reserve, depending on your preference and whether you meet the eligibility requirements.
CHASE SAPPHIRE RESERVE: 75,000 BONUS POINTS
With this welcome bonus on the Chase Sapphire Reserve card, you’ll earn 75,000 Ultimate Rewards points after you spend $4,000 in the first 3 months of card membership.
CLICK HERE FOR THE 75,000 POINTS OFFER
QUALIFICATION CRITERIA
We can break this down into two primary categories: a) Card specific rule and b) Chase (bank) specific rules
ONE SAPPHIRE RULE
As per the terms and conditions, Chase will not approve you for this welcome bonus if you currently have the Sapphire Preferred or Reserve card active.
The product is not available to either (i) current cardmembers of any Sapphire credit card or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
48 MONTH RULE
You cannot get the card if you’ve received a welcome bonus on either the Sapphire Reserve or Preferred in the last 48 months. Bear in mind that the date that matters here is the date you received the bonus on and not the date when Chase approved you for the card. You will also not be eligible for the bonus if you do a product change.
In addition, you need to be aware rules that are specific to Chase’s credit cards.
2/30 RULE
According to this rule, Chase will not approve you for one of their cards if you’ve successfully applied for two or more Chase cards in the last 30 days.
CHASE 5/24 RULE
Chase will not approve you for their credit cards if you’ve been approved for 5 or more cards from any issuer in the last 24 months.
ANALYSIS
If your answer to any of the questions below is YES, then you won’t qualify for this 75,000 points offer on the Sapphire Reserve:
- My last welcome bonus for the Sapphire Preferred or the Reserve posted after May 2020
- I have already been approved for 2 Chase cards in the last 30 days
- I currently hold the Chase Sapphire Preferred
- I’ve been approved for 5 or more credit cards (from any issuer) in the last 24 months
THE PUNDIT’S MANTRA
In my case, I’ve carried the Chase Sapphire Preferred card in my wallet for more than half a decade. The Chase Sapphire Preferred card is also offering a welcome bonus of 75,000 Ultimate Rewards points. As I wrote in this blog post, the card just makes complete sense for me year after year.
However, if you’re eligible, then both these welcome bonuses make great sense. However, you can only get one Sapphire card and you also have to tick all the other boxes mentioned above in the article.
APPLY NOW FOR THE 75,000 POINTS OFFER
Which is your favorite Chase card? Tell us in the comments section.
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