“Sorry Sir, no ‘mirror finish’ Amex Platinum Card for you!”

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The Amex Platinum Card was refreshed and relaunched with much fanfare. Overall, American Express did a decent job of offering a little bit for everyone, especially in the travel, dining and entertainment categories. One of the new elements the American Express introduced post refresh was a brand new ‘mirror finish design.

Also Read: 10 things you need to know about the refreshed ‘Amex Platinum Card’

Amex Platinum Card: Mirror Finish Design

American Express offers different types of Platinum cards.

  • The American Express Platinum Card (what many in our hobby call the plain vanilla Platinum)
  • The American Express Platinum Card issued in conjunction with Morgan Stanley
  • The American Express Platinum Card issued in partnership with Charles Schwab

Over the years, I’ve carried the Charles Schwab Platinum Card in my wallet. I logged into my account and was immediately able to see all the brand new benefits on the Amex Platinum Card. While the new design doesn’t change much for me in terms of my decision to keep or cancel the card, I wanted to give the new design a try.

Also Read: Is the Amex Platinum Card worth the $895 annual fee?

Oddly enough, when I clicked on Account Services and then headed over to the Replace a Card —-> Change Card Design tab, I couldn’t see the option to select the new ‘mirror finish’ card. I asked customer service via chat and was told that the new design is not available for cardholders who have the Amex Platinum Card via Charles Schwab.

Surely enough, I hopped onto Reddit and that indeed was the case.

The Pundit’s Mantra

While I would’ve loved to have checked out the new design on the card, it doesn’t change much for me in terms of the value proposition of the card.

I love the addition of YouTube to the Digital Entertainment credit. I also like the new dining credits, in addition to the Fine Hotels and Resorts credit, which continues to be one of my favorite benefits on the card.

Based on some threads online, you may still be able to order the new design if you have the Morgan Stanley Amex Platinum Card, but no such luck for Charles Schwab customers.

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19 comments
  1. Customer service told you it was not available, so you went on to Reddit to verify? I didn’t realize they were AmEx’s customer service supervisor.
    Also, you put the headline in quotes. I don’t think those words were said to you by customer service in that way.

    1. You can read other comments on this post as well as multiple other data points, in addition to blog posts by other bloggers and you’ll find that it’s pretty clear that the MS and Vanilla versions offer the new design and the Schwab version doesn’t.

  2. If everyone remembers, the same happened with the Charles Schwab platinum card when they launched the art deco cards. The only one available was the original card. Three months after, it was available.
    We also get a $200 fee credit if our balances with Schwab are over $ 1 million and the card is free for people who have over $10 million.

  3. Maybe me, but really an article on the finish of a credit card? We are all spending way too much time on this stuff and we all wonder why the airport clubs are full of people with flip flopped feet on tables.

    1. @enoughofthis: Many people were under the impression that customers with all types of platinum cards could order cards with the new design. So, clearly, some people find it useful (if they wanted it) that the Schwab Platinum cards don’t qualify, but the MS cards do.

  4. I ordered mine the same day it came out. Sad that the fee is being raised, im considering keeping it for now until I see all the new perks and benefits added to the card and I want to see how the new card looks. Once I get a good breakthrough of everything and see if it fits me I’ll make the choice of keeping it or just downgrading to the Amex gold

  5. The Hotel credits are not even close to a decent deal.
    They over charge by alot and give you a little bit back.

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