Earn 90,000 Miles, Pay $0 Intro Annual Fee: Delta SkyMiles Gold Card Review

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Over the last few years, Amex has increased annual fees on many of their cards. While they still offer some of the best welcome bonuses on the market, the high annual fees can be a huge barrier for some before they consider a new card. However, the great thing about this card is that it lets you try for the first year for no cost whatsoever. Let’s have a look at the consumer version of the Delta SkyMiles Gold card by American Express.

Delta SkyMiles Gold American Express Credit Card

The Delta SkyMiles Gold card is a starter version card for those getting accustomed with the Delta SkyMiles ecosystem. Amex also offer a business version of the card. For the purpose of this review, we’ll have a look a the the consumer version.

Delta SkyMiles Gold Card: Welcome Bonus

American Express is currently offering a limited time welcome bonus of 90,000 Delta SkyMiles. You’ll earn 70,000 miles after you spend $3,000 or more in the first 6 months. You’ll earn an additional 20,000 miles after you spend another $2,000 in the first six months.  This offer expires on April 1, 2026. This welcome bonus offer should be pretty easy for most people to access as you only need to spend $834 each month.

The annual fee for the card is $150. However, you will pay no annual fee for the first year.

Apply Now for the 90,000 bonus miles offer

Earning Miles

With this card, you’ll earn a decent chunk of Delta SkyMiles on everyday purchases:-

  • 2x miles for every dollar you spend on dining (including takeout and delivery) and groceries in the US
  • 2x miles for every dollar you spend with Delta directly
  • 1x miles on all other purchases

Simply put, if your goal is to earn Delta SkyMiles on everyday spend, then this card does the trick.

Statement Credits

You will pay no annual fee in the first year. From the second year onwards, the annual fee is $150. However, you can offset the annual fee by using the card to earn statement credits on the following purchases:

  • You will earn a $200 Delta Flight credit once you spend 10,000 in purchases in a single calendar year
  • $100 Delta Stays credit each ear, when you book qualifying prepaid hotels or vacation rentals via delta.com/stays
  • 20% discount in the form of statement credits when you pay using your card for in-flight purchases of food and beverages

Benefits while flying Delta

When you fly Delta, you’ll enjoy the following benefits as a cardmember:

  • First checked bag free
  • Priority boarding (Zone 5)
  • 15% discount when you redeem miles to book flights operated by Delta
  • Baggage insurance (up to $1,250 for cabin baggage and up to $500 for checked baggage)

Additional Perks

In addition to benefits while flying with Delta, you’ll also enjoy the following benefits, simply for carrying the card:

  • Car rental loss and damage insurance
  • Purchase protection and extended warranty

Other Options

American Express offers a total of 7 co-branded credit cards with Delta. You have 4 options to choose from on the consumer side, 3 on the business side.

At the moment, American Express is offering limited time welcome bonus offers on six of their cards with Delta and you can earn up to 110,000 bonus SkyMiles. You can refer to this post, in which I compare all the six offers and you can decide which option suits you the best.

Card Name Limited Time Offer and link to Application Minimum Spend Required in 6 months Annual Fee
Delta SkyMiles Reserve American Express Card 125,000 Bonus Miles $9,000 $650
Delta SkyMiles Platinum American Express Card 100,000 Bonus Miles $6,000 $350
Delta SkyMiles Gold Business American Express Card 90,000 Bonus Miles $6,000 $0, for the first year, $150 thereafter
Delta SkyMiles Platinum Business American Express Card 100,000 Bonus Miles $8,000 $350
Delta SkyMiles Reserve Business American Express Card 125,000 Bonus Miles $15,000 $650

The Pundit’s Mantra

Overall, the Delta SkyMiles Gold card by American Express is a great card if you’re getting started with Delta. It offers you a decent return on everyday purchases if you’re looking to earn Delta SkyMiles. Moreover, you pay no annual fee for the first year. Also, the card charges no foreign transaction fees.

Which is your favorite co-branded airline credit card? Tell us in the comments section.

Credit Card Offers

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