As per View from the Wing, the limited time offers with the Chase Freedom Flex and Chase Freedom Unlimited cards are ending soon on January 13, 2021. Both Chase Freedom cards offer you the opportunity to earn a welcome bonus of 20,000 Ultimate Rewards points. Additionally, you can earn 5x points per dollar you spend at grocery stores. You can earn a maximum of 60,000 Ultimate Rewards points with a maximum of $12,000 in spend in the first year. That would net you a total of 80,000 Ultimate Rewards points in the first year of having either of the cards. As per View from the Wing, that 5x grocery bonus will no longer be available to new card applicants after January 13, 2021.
Chase recently revamped their Freedom card portfolio and relaunched their cards. Which card is the best for you? Here’s a side by side comparison of the welcome bonus and benefits.
Welcome Bonus & Benefits: Chase Freedom Cards
| Card Name | Chase Freedom Flex | Chase Freedom Unlimited |
| Welcome Bonus | $200 OR 20,000 Points | $200 OR 20,000 Points |
| Time to meet spend | 3 months | 3 months |
| Minimum spend needed for bonus | $500 | $500 |
| Annual Fee | $0 | $0 |
| Travel | 1% OR 1x | 1.5% or 1.5x |
| Drug Stores | 3x OR 3% | 3x OR 3% |
| Dining | 3x OR 3% | 3x OR 3% |
| Quarterly Rotating Categories (Max $1,500) | 5x OR 5% | 1.5% or 1.5x (uncapped) |
| 0% Intro APR Period on purchases | 15 months | 15 months |
| Application Link | Apply Now | Apply Now |
Similarities
In addition to a lot of other features, the two cards also have similar benefits. For example, with both these cards, you’ll get the newly launched DoorDash and Lyft benefits. Both cards are also offering the 5% or 5x points on grocery purchases in the first year, up to $12,000 in spend. You’ll also get 5% cash back or 5x on travel you book through Chase’s Ultimate Rewards portal.
Differences
However, the Chase Freedom Flex is a MasterCard. Moreover, it’s a world elite mastercard. That distinction matters as it offers its own set of benefits. Following are some of the benefits that it offers. You can view the details about these benefits on MasterCard’s website.
- Lyft: Take 5 rides in a month and get a one time $10 Lyft credit once per month
- 5% cash rewards on Boxed
- Free ShopRunner membership
- $5 off Fandango tickets
- Concierge Benefits
- Golf Benefits
- Travel Services
- Lowest Hotel Rate Guarantee
- Mastercard Hotel Stay Guarantee
- Mastercard Airport Concierge
- Cell Phone Protection
- Global Emergency Services
Chase 5/24
The Chase 5/24 rule applies to both these cards. Chase will not approve you for either of this cards if you’ve been approved for 5 or more personal cards from any bank in the last 24 months.
The Pundit’s Mantra
The limited time bonus on the Chase Freedom Flex and Freedom Unlimited is pretty easy to max out, if you spend $1,000 in grocery each month. That will net you an extra 60,000 Ultimate Rewards Points for stuff that you’d purchase anyway. For cards that have no annual fee, 80,000 points in the first year is a great bonus for stuff that you purchase frequently.
Hat Tip to View from the Wing
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The American Express Gold Card is currently offering a welcome bonus of 60,000 Membership Rewards points. You’ll earn a welcome bonus of 60,000 Membership Rewards points after you spend $4,000 in the first 6 months after you’re approved for the card.
Moreover, the card offers lucrative bonus earning categories, benefits and credits.
- 4x points on dining (including takeout and delivery) and grocery spend
- 3x points on flights
- $120 dining credit annually
- $120 Uber Eats/Uber credit annually
- $100 airline credit (ends on December 31, 2021)
- No foreign transaction fees
APPLY NOW
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Disclosure: Our Advertising partners may pay us a small commission if you click on some of the links in this blog post, at no extra cost to you. The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.
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