Over the last few years, American Express has revamped many of their credit cards. These revamps have primarily resulted in the increase of annual fees, with the addition of statement credits with specific merchants, split across various time frames. American Express has also made changes to their co-branded Delta SkyMiles credit cards. These changes have also been accompanied with annual fee increases and the additions of new statement credits with partner merchants.
American Express Clawing Back Credits
American Express offers credits for stays booked via Delta Stays on six of their co-branded credit cards with Delta Air Lines. Depending on the type of co-branded credit card you carry, you get credits for Delta Stays during every calendar year. At the lower end, you can get between $100-$150 on the Gold cards. Moreover, these cards charge no annual fee for the first year. At the upper end, you can earn up to $200-$250 on the Reserve cards.
Earlier, there was a loophole due to people saw that the credits were getting triggered even for bookings that were cancelled later on. However, as per Doctor of Credit, American Express seems to have closed that loophole and clawing credits back for bookings that have been canceled.
| Card Name | Delta Stay Credit per calendar Year | Current Welcome Bonus Offer |
| Delta SkyMiles® Gold American Express Card | $100 | Up to 90,000 miles |
| Delta SkyMiles® Platinum American Express Card | $150 | Up to 100,000 miles |
| Delta SkyMiles®Reserve American Express Card | $200 | Up to 125,000 miles |
| Delta SkyMiles® Gold Business American Express Card | $150 | Earn 90,000 miles |
| Delta SkyMiles® Platinum Business American Express Card | $200 | Earn 100,000 miles |
| Delta SkyMiles® Reserve Business American Express Card | $250 | Earn 125,000 miles |
The Pundit’s Mantra
This comes as no surprise. The issuer is simply closing loopholes where they existed. Issuers these days have enough tech at their disposal to close these loopholes. As a cardmember, I usually refrain from doing any purchases which may be bordering on the lines of behavior that and issuer may take umbrage to.
However, if you’re eligible and plan to fly Delta pretty soon, then these welcome bonuses will go a long way in helping you plan your next trip. These limited time offers on these Delta credit cards will expire on April 1, 2026.
Which is your favorite co-branded airline credit card? Tell us in the comments section.
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Credit Card Offers
American Express Business Credit Cards
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