90,000 points + $250 in credits: Amex Gold Card Review

I’ve carried the American Express gold card for over a decade. I initially signed up for this card about a decade back when it still had the $95 annual fee. Over the last few years, Amex has increased the annual fee on the Amex Gold card and added new benefits. Currently, you can earn a welcome bonus of 90,000 points with the Amex Gold card.

AMEX GOLD CARD BONUS: 90,000 POINTS + $250

With this offer, you’ll earn a welcome bonus of 90,000 Membership Rewards points after you spend $4,000 in the first 6 months. If you find Membership Rewards points of great value (as I do), then this is a fantastic offer, as the usual public offer is a measly 35,000 points. However, Amex does bump up the offer up to 60,000 points every now and then. What’s great about this offer is that you also have some extra time to meet minimum spend.

Moreover, you’ll also earn a statement credit of up to $250 on purchases at restaurants in the first 12 months. Here’s how this works. You simply use your Amex Gold card at a restaurant and you’ll receive 20% of the amount back as a statement credit. In order to max out the credit, you’ll need to spend a total fo $1,250 on dining in 12 months. That amounts to around $104 in dining each month, which should be pretty easy for most people to attain. What makes this offer even better than it includes purchases at restaurants worldwide!

With the card, you’ll earn the bonus points in the following categories:

• 4x points per dollar you spend on dining (includes takeout and delivery)
• 4x points per dollar you spend on groceries (max $25,000 in purchases per year, then 1x)
• 3x points on flights you book directly with an airline or on amextravel.com
• 1x points on all other purchases

In addition, for a card that charges an annual fee of $250, it offers some really valuable credits and benefits:

• $120 annual credit ($10 per month) on Uber or Uber Eats
• $120 dining credit ($10 per month) with select merchants (also usable at Boxed.com)
• $100 onsite credit when you book a qualifying stay via The Hotel Collection
• No Foreign Transaction Fees
• Baggage, Car Rental Loss and Damage Insurance
• Purchase Protection and Extended Warranty

Apply Now for the 90,000 points + $250 offer

(Tip: If the offer doesn’t show up right away, then copy and paste the link into incognito mode/private browsing mode and that show show up the offer. If that doesn’t work, try clearing your browser cookies and history as well and try again.)

THE PUNDIT’S MANTRA

If you’re eligible and looking to get the Amex Gold Card, then the 90,000 points welcome bonus is a great offer to take advantage of. Also, compared to the usual time frame, Amex is offering a total of 6 months to meet the minimum spend in order to get the welcome bonus on this card. You’ll simply need to spend $667 per month in order to meet the minimum spend of $4,000 in six months, which should be pretty easy for most folks.

Moreover, the extra $250 in statement credits should be easy to max out for most people if you simply eat out on the weekend a few times each month. If you just max out the restaurant spend credits of $250, it will help you wipe out the $250 annual for the first year as well.

APPLY NOW FOR THE 90K POINTS + $250 BACK AT RESTAURANTS OFFER

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