200,000 points bonus: Amex Business Gold Card Review

business platinum
Disclosure: The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, legal, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.

 

In a recent post, I expressed my dismay about how Amex has kept increasing annual fees across the board, while adding benefits that are rather cumbersome to use. However, Amex still keeps on offering some of the best welcome bonuses compared to its peers. Currently, you can earn a whopping 2000,000 Membership Rewards points with the Business Gold Card! Let’s have a detailed look at this card, it’s benefits, the welcome bonus and how you can earn credits to offset the annual fee.

BUSINESS GOLD CARD

With this limited time offer on the Business Gold card, you can earn a welcome bonus of 2000,000 Membership Rewards points. You’ll earn the bonus once you spend $15,000 in the first 3 months. The annual fee of $375 is not waived. You can also opt for a new ‘White Gold’ card with a new design now.

Click here for the 200,000 Membership Rewards points offer

business gold card

How to Search for these offers

If these offers don’t show up right away after you click on and open the link, you can try a few things.

  • Open the links in an incognito/private browser
  • Clear cookies/browsing history and try again
  • Use a VPN to try and see if the offers show up again

American Express is also offering a welcome bonus of 200,000 Membership Rewards points on the Business Platinum card. This card carries an annual fee of $695.

With the Business Platinum card, you can earn a welcome bonus of 200,000 Membership Rewards points after you spend $20,000 in the first 3 months of card membership.

business gold card

Click Here for the 200,000 Membership Rewards points offer

EARNING POINTS

You can earn extra points on select business purchases.  You’ll earn 4x points on each dollar you spend on the top 2 categories during each billing cycle. Following are the categories:

  • Advertising with select media providers in the US (online, TV, radio)
  • Electronic goods retailers, software and cloud system providers (US only)
  • Restaurants, including delivery and takeout (US only)
  • Monthly wireless phone service charges (US only)
  • Gas Stations (US Only)
  • Transit purchases (including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways)

You bonus points are capped at a maximum of 600,000 Membership Rewards points per calendar year. So, while you can change the categories in which you spend the most, you can only earn the 4x bonus points up to a combined spend of $150,000 per calendar year.

In addition, you’ll earn 3x Membership Rewards points for travel you book via AmexTravel.com (includes flights and prepaid hotels only). On all other purchases, you will earn 1 point for each dollar spent.

CREDITS

Each month, you can earn up to $20 per month in total when you spend in the following categories:

  • Fedex
  • Grubhub
  • Office Supply Stores

If you’re able to max these out each month, you can earn $240 each year in credits.

In addition, you will also get a statement credit on your Walmart+ Membership when you pay each month with your Business Gold Card. You can earn a maximum of $12,95 per month in Walmart+ credits when you set your membership on auto renew each month.

THE PUNDIT’S MANTRA

While the annual fee is rather steep, this card may be useful if you’re able to max out the monthly credits on the card. For many, it could be simply by using it for Grubhub or an office supply store purchase. Also, this card is extremely lucrative to rack up a ton of points if your business spends quite heavily on two of the six categories that help you earn up to 600,000 Membership Rewards points each year.

APPLY NOW FOR THE 200,000 POINTS OFFER on the Business Gold Card
Apply now for the 200,000 points offer on the Business Platinum Card

Which is your favorite business credit card by American Express? Tell us in the comments section.

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Jason

You forgot to mention that Gas is a 4x option on the Gold. That’s the reason I got this card.

Last edited 3 months ago by Jason
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