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The refreshed Scotiabank no fee American Express credit card now comes with 10,000 bonus Scene+ points. This card now boosts a 2x earn rate on dining, groceries, gas, daily transit, and streaming services! Did I mention, this is a no fee card? Very impressive. The new bonus applies to accounts opened by October 31, 2022, and is split in two portions – cardmembers get 5,000 Scene+ points with the first $750 spend in eligible purchases within the first 3 months. Plus, for a limited time, an additional 5,000 Scene+ points for $5,000 spend in eligible purchases on the account in first year.

Scotiabank American Express® CardApply Now

Scotiabank no fee American Express



  • Annual Fee: $0
  • Welcome Bonus:
    • 10,000 bonus Scene+ points (Apply by Oct 31, 2022);
      • 5,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in first 3 months of cardmembership
      • 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in first year of cardmembership
  • Earning Rate:
    • 2X Scene+ points for every $1 spent on eligible grocery, dining, entertainment, gas, daily transit and select streaming services purchases ($50,000 annual limit, 1X earn thereafter)
  • Other Key Benefits:
    • Insurance coverage
      • Mobile Device Insurance
      • Purchase Security & Extended Warranty Protection
  • Redeeming Scene+ points
    • Book directly through Scene+ Travel Service (full-service travel agency): 1 cent a piece, 10,000 points for $100 and so on..
    • Book with ANY Travel Provider:  Apply points at 1 cent a piece (10,000 points = $100)
    • Redeem as Statement Credit: Redemption value can range from 0.6-0.8 cents per point
    • Redeem for gift cards, prepaid cards or other merchandise

Detailed list of benefits and perks of the card are listed here

Take Away

The refreshed Scotiabank No Fee American Express card is suitable for households looking for a travel card with no fee attached. The 10,000 bonus, with 2x earn on most household expense categories, make this a compelling option in the ‘no fee’ travel card category. Make sure to apply by October 31, 2022 to leverage the full potential the card.