Another week has gone by and it is time for me to summarize this week’s posts for those who have missed out. Links are provided to each one for curiosity.

I wrote three news posts and a post that fits into multiple categories. Monday’s post includes four mini-card reviews, some news, and some of my perspectives.


Introducing the Citi Trifecta

Monday’s post came on the heels of Citi letting the Double Cash earn Thank You (TY) points two weeks ago. The Double Cash earning TY points suddenly gave points and miles enthusiasts the possibility of a  Citi Trifecta. The Citi Trifecta is any combination of three Citi cards that earn TY points.

You can mix and match between the Prestige, Premier, Rewards +, and Double Cash. My favorite combination is the latter three cards because it works for the most travelers. Furthermore, it only costs $95 per year for all three cards.


American Express Revamping Card Benefits

American Express revealed that they are changing some benefits on most of their cards starting in January 2020. Tuesday was a huge day in the points and miles world because of this news. The news could be good or bad, depending on which cards you have.

A plethora of premium cards are receiving some travel insurances as well as trip delay insurance. And select mid-tier cards are receiving the trip delay insurance.

Conversely, Amex is removing return protection, extended warranty, roadside assistance, and travel accident insurance from most of their cards. Amex’s no annual fee cards are receiving the most devaluations as all these perks are being removed. However, select premium cards are maintaining return protection.


The Marriott Bonvoy Boundless Card Has a 100,000-Point Offer

Friday’s first post was about Chase and Marriott’s mid-tier card. The Marriott Bonvoy Boundless Card has a 100,000-point offer that’s around for a limited time. Normally, this card comes with a bonus worth 75,000 points and a minimum spend of $3,000. But this offer is worth 100,000 points and comes with a minimum spend of $5,000.

Whether this offer is worth it depends on your budget and how much expenses you have for the fourth quarter. 5/24 and opportunity costs for not getting other sign-up bonuses should also be taken into consideration.


The Schwab Investor Card Has an Increased Sign-Up Bonus

The Schwab Investor Card is a lesser-known and relatively plain American Express Card. From now until November 6, it comes with a sign-up bonus worth $200. This bonus is double the normal bonus of $100. However, the minimum spend requirement is also doubled from $1,000 to $2,000.

I would take advantage of this bonus because the Schwab Investor Card is subject to the Amex Once Per Lifetime Rule. Plus, it has no annual fee, which is beneficial for your credit history. And, this is a limited time bonus that does not come around too often. That’s why the Investor Card is seldom discussed.

This post also discusses why Charles Schwab is such a great bank for travelers, especially those who fly internationally.


I hope that everyone has a great Sunday! Stay posted for more content next week!