Another week has gone by and it is time for me to summarize this week’s posts for those who have missed out. Links are provided to each one for curiosity.

After one of the best weeks to date, this week was not such a great one for PYCR. I was not feeling well, so I didn’t write as much as I should have. I wrote two posts about American Express, both of which were Travel & Perspectives posts.

Furthermore, I wrote about a Hilton Aspire link from Doctor of Credit that died the night before the post was released. I did not see that the link was dead until the next morning. Unfortunately, I had to remove the article as it became false / old information overnight. I apologize for any confusion or readers who decided to stop following PYCR or Travel Update.

Without further ado, here’s the weekly review:


Why I’m Still Frustrated with American Express

This post is a “sequel” to another post that I wrote in August about American Express. Throughout the week, Amex appeared to be on a war path. They were both clawing back sign-up bonuses and closing accounts to combat churners and those who they felt were “gaming the system”.

Seeing mass account closings and clawbacks within such a short period of time scares me even though I do not partake in such “gaming”. But part of playing your cards right is being responsible with them and following the issuers’ rules. Unfortunately, American Express is making that task harder and harder lately. And that has the potential to drive many potential and current cardholders to competitors.


Imagining an Ultra-Premium American Express Card

On the other hand, Doctor of Credit reported about the possibility of an ultra-premium Amex card that would be placed between the Centurion and Platinum Cards. On Friday, I decided to imagine what such a card would be like.

The card was reported to be named the Optio Card. The name comes from the second-in-command soldier of an Ancient Roman century (squad of 100 men in the Roman Army). Such origins make sense because it would be the second-most premium card in the American Express lineup.

Furthermore, I imagined what all of the details could be like from the annual fee to the perks. None of these predictions are rumors or facts. But they are what I think an ultra-premium Amex card would be like if it were to come to fruition.


I hope that everyone has a great Sunday! Stay posted for more content next week!