Another week has gone by and its time for me to summarize this week’s posts for those who have missed out. Links are provided to each one for curiosity.
Last week featured three card reviews; one of which came in light of some major changes. The fourth post was a special one for me. I took inventory of my own card collection and gave an analysis of how I play my cards right.
Without further ado, here’s the weekly review:
Review: Chase British Airways Card
British Airways has been in the spotlight lately with its several promotions, including their pioneering transfer bonus with Chase. Their credit card is no exception. The British Airways card will earn you 4 Avios on every dollar spent (up to $30,000) in the first year! This means that new cardholders can earn up to 120,000 Avios.
British Airways’ Avios are valuable for different types of flights. They are directly valuable for short-haul flights (up to 1,150 miles). However, it’s better to transfer them to one of many partners for long-haul flights. Avios can also be earned by transferring Chase Ultimate Rewards (UR) and Amex Membership Rewards (MR) points to British Airways.
These positives are countered by an otherwise weak earning structure and a $95 annual fee (NOT waived the first year).
Taking Inventory: What’s Cards Does PYCR Have?
This special post gives you all a view inside my wallet. I refer to personal experience in my posts where I can. But this one brings everything together as I show you how I play my cards right.
I’m personally four cards deep into the Chase UR “ecosystem”, employing what I call my “Chase Quartet” for most purchases. Writing this post also inspired me to upgrade my Sapphire Preferred to the Reserve last week. My new Reserve will soon join my Ink Business Cash, Freedom, and Freedom Unlimited.
I also have an American Express Business Platinum Card, a Blue Cash Everyday card, and a Discover It. These cards are used less frequently than the Chase cards, but they are in my collection for the benefits, security, and cash back they provide.
Review: American Express Blue Cash Preferred
American Express rolled out the changes on their flagship cash back card on Thursday. The changes were publicly announced a week before that. But I figured a review on the day the card was revamped was fitting. The issuer has stated that they know their Blue Cash Preferred customer base is changing and they wanted to change the card as well.
This card now has a $250 sign-up bonus and two new bonus categories in streaming services and local commuter transit. These categories are becoming increasingly common in cards targeted towards Millennials and the oldest Generation Z-ers. The grocery store and gas station categories are still intact. However, the department store category will be gone for current cardmembers on July 31, 2019. New cardmembers will earn only 1% on this category.
The Blue Cash Preferred still has a $95 annual fee (NOT waived the first year) and no significant perks. But that’s to be expected out of a card that’s not intended for travelers.
Review: American Express Blue Cash Everyday
The Amex Blue Cash Everyday card was mentioned twice this week: once in my inventory, and again relative to the Blue Cash Preferred. This cash back card is nice for grocery store and department store purchases. And like all Amex cards, it’s also fantastic for use at sketchy merchants.
This card has a $150 sign-up bonus and bonus categories in grocery stores, gas stations, and department stores. It’s a less flashy version of the Blue Cash Preferred, but it has no annual fee.
I recommend any of the Blue Cash cards for those who don’t like MR points but still want an American Express. Travelers who have atypical expenses (and/or prefer Chase or Citi points) might also like this card.
A Special Thanks
The Inventory post is also special because it was my 100th post since starting PYCR! I want to thank Travel Update team for helping me get this far and supporting me throughout the journey. I also want to thank you, my readers, for your views, comments, and occasional post corrections. Without you all, my posts would not be as good as they are.
I hope that everyone has a great Sunday! Stay posted for more content next week!